In for a penny, in for a pound: Recent reforms of pension systems towards defined contribution systems have made early adulthood an increasingly important age for accruing future pension outcome due to the impact of compounding nterest. However, with young people often engaging in non-standard work and career breaks, alongside experiencing increased financial pressure, how can young people, their employers, pension providers, competent authorities and European states work together to ensure adequate pension funding for old age and, at the same time, financially sustainable pension solutions?